Index vs mutual fund reddit

9 Nov 2017 This kind of commentary, or sharing, as some might call it, will surely give others pause before they invest in a stable value fund. But Is Reddit the  7 Jan 2020 Vanguard reduced expense ratios for 60 ETFs and mutual fund shares. “Now, many competitors use low-cost index funds as loss leaders like 

19 Dec 2016 The better approach is a low-cost, index fund portfolio that is easy to construct and manage. Most investment advisors place client money in mutual funds or ETFs. funds in the study still lost 50.57% (compared to 51.04% for the index). Share. EMAIL · FACEBOOK · TWITTER · LINKEDIN · REDDIT  23 Jan 2018 Inside each Schwab Target Index fund, there are more moving parts than the comparable Vanguard Target Retirement funds and Fidelity  The 2055 fund invests in 4 Vanguard index funds, holding approximately 90% of assets in equities and 10% in bonds. You may wish to consider this fund if  16 Jul 2018 For those two groups, the do-nothings and the bank mutual-fund investors, The choice between DIY index fund investing and using  2 May 2013 For example, VTSAX is a Vanguard Total Stock Market Index Fund and that exact same portfolio can be ETFs were created to make it easier and faster to trade mutual funds. Stocks -- Part XXX: jlcollinsnh vs. I'm also new to investing in this fashion but after reading reddit I'm ready to invest in VTSAX.

Basically, if you had to choose a handful of index funds to build your retirement fund for the next 30 years, which ones would you pick? I want to put $500 per month away every month for the next few decades and not have to even think about trading or active management. Looking at US and foreign funds.

Index Funds vs. Mutual Funds (self.personalfinance) submitted 2 years ago by Byrth. I'm ~30 and have >200k spread across multiple Large Growth Class A mutual funds (VAFAX, MSEGX, MAAGX) and a savings account (1%, Ally) for mostly historical reasons. While the index funds costs are mostly from auditors making sure that the balances are kept up to date. ETFs are similar to mutual funds in that they can be actively or passively managed. However ETFs are traded on the stock market and their costs fluctuate throughout the day. A Mutual Fund is rebalanced once a day after the market has closed. There won't be much of a difference between a mutual fund that tracks an index versus an ETF that tracks an index. The debate on ETF vs mutual funds generally stems from the fact that mutual funds are primarily actively managed and often fail to beat the indexes that ETFs track after management fees are taken into consideration. There are literally no differences in portfolios between the index mutual funds and their ETF counterparts at the major brokerages. Mutual funds only being actively managed and ETFs being passive is no longer true. Mutual funds having high fees and commissions is also outdated. Expenses have come way down. Basically, if you had to choose a handful of index funds to build your retirement fund for the next 30 years, which ones would you pick? I want to put $500 per month away every month for the next few decades and not have to even think about trading or active management. Looking at US and foreign funds. A mutual fund is an investment fund that pools money from a collection of investors and invests it in a variety of securities like stocks and bonds. Unlike an index fund, a mutual fund is generally actively managed, with fund managers picking investments and profiting off of shareholder fees. Mainly, at least with Vanguard, the ETFs inherit the lower expense ratio of their Admiral Share mutual fund counterparts. With a three-fund portfolio, to get the lowest possible expense ratio you'd need a minimum of $30,000 in your account for the mutual fund, or around $250 (albeit with a terrible allocation) for the ETFs.

22 Jan 2018 investing seems pretty simple – invest in low-cost index funds that I'll likely be dumping it all into a Vanguard Total Stock Market Fund 

A mutual fund is an investment fund that pools money from a collection of investors and invests it in a variety of securities like stocks and bonds. Unlike an index fund, a mutual fund is generally actively managed, with fund managers picking investments and profiting off of shareholder fees. Mainly, at least with Vanguard, the ETFs inherit the lower expense ratio of their Admiral Share mutual fund counterparts. With a three-fund portfolio, to get the lowest possible expense ratio you'd need a minimum of $30,000 in your account for the mutual fund, or around $250 (albeit with a terrible allocation) for the ETFs. Target Date vs Index funds. Retirement. I've been following the r/personalfinance sidebar advice by putting all of my 401(k) contributions into a vanguard target date fund. However, the index fund buzz is starting to get to me, and I looked up the available funds for my plan to see what was out there. help Reddit App Reddit coins Reddit

25 Nov 2016 Target date funds are portfolios — usually made up of mutual funds plan have much higher annual costs than, say, stock and bond index funds also offered by your plan? Saving For Retirement: Savers Vs. Nonsavers.

27 Jul 2019 to the golf-playing, yacht-sailing elite and their hedge fund protected It definitely took more effort than a term deposit or investing in index 

Index funds can be mutual funds or ETFs (exchange-traded funds) that track an index, such as the S&P 500 Index. The term "mutual funds" typically refers to actively managed funds that employ stock pickers with the goal of beating the market's performance. The types of funds are summarized in the table below.

16 Jul 2018 For those two groups, the do-nothings and the bank mutual-fund investors, The choice between DIY index fund investing and using  2 May 2013 For example, VTSAX is a Vanguard Total Stock Market Index Fund and that exact same portfolio can be ETFs were created to make it easier and faster to trade mutual funds. Stocks -- Part XXX: jlcollinsnh vs. I'm also new to investing in this fashion but after reading reddit I'm ready to invest in VTSAX.

13 Mar 2018 “It depends on so many variables, such as where the fund is domiciled, “ Offshore”: Vanguard FTSE Asia ex Japan Index ETF (Hong Kong). 23 Oct 2016 mutual funds that, say, track a major stock index or invest in bonds, the plan managed by Vanguard, a mutual fund company known for its  Index Funds vs. Mutual Funds (self.personalfinance) submitted 2 years ago by Byrth. I'm ~30 and have >200k spread across multiple Large Growth Class A mutual funds (VAFAX, MSEGX, MAAGX) and a savings account (1%, Ally) for mostly historical reasons. While the index funds costs are mostly from auditors making sure that the balances are kept up to date. ETFs are similar to mutual funds in that they can be actively or passively managed. However ETFs are traded on the stock market and their costs fluctuate throughout the day. A Mutual Fund is rebalanced once a day after the market has closed. There won't be much of a difference between a mutual fund that tracks an index versus an ETF that tracks an index. The debate on ETF vs mutual funds generally stems from the fact that mutual funds are primarily actively managed and often fail to beat the indexes that ETFs track after management fees are taken into consideration.